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Welcome to 811 Fox Street, Unit #4B, Bronx, NY 10459 This charming two-bedroom, one-bathroom residence offers 900 sq. ft. of comfortable living space in the vibrant Longwood neighborhood of the Bronx. Located in an HDFC building, this home is subject to household income restrictions and is reserved for primary residence use only. Step inside to a bright and inviting layout featuring wood-style flooring throughout and a spacious dining area adorned with an elegant chandelier. The kitchen is equipped with a dishwasher and a gas-powered water heater, adding convenience to your daily routine. With low monthly maintenance fees of just $428, this home is an affordable opportunity in a well-maintained building. The HOA includes hot water, heating, taxes, and building maintenance, ensuring a hassle-free living experience. The property is ideally situated near Southern Blvd’s shopping district, supermarkets, fine dining, and public transportation, including the 2, 5, and 6 subway lines, multiple bus routes, and major highways, ensuring seamless connectivity to the rest of NYC. This classic pre-war brick building offers historic charm while providing modern amenities such as wall/window unit cooling, natural gas/electric heating, and public sewer and water services. Don't miss out on this rare opportunity to own an affordable, centrally located home in one of the Bronx’s most sought-after HDFC communities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,036 | $1,137 | $1,470 |
Total Monthly Payment | $1,111 | $1,212 | $1,545 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.