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Another beautiful home is now available in the 55 & better community of Encore in Fishhawk Ranch West. As you approach you will notice the welcoming front elevation with stacked stone accents, pavered driveway, sidewalk & front porch. Step inside through the beveled glass front door that provides natural sunlight onto staggered wood look tile flooring that flows throughout the home with exception of carpet in the Primary Bedroom. Tucked away at the front of the home is a guest room with an adjacent second bath. The Murphy Bed in the Guest Room will be removed before closing adding additional space to the room. Farther into the home is a flexible space that is perfect for an office/study/den. The back of the home features a spacious great room & well equipped kitchen with plentiful white cabinets, granite tops, tile backsplash, SS appliances, large center island with seating & pantry. The dining area is adjacent to the kitchen & family room making entertaining fun & easy. The family room opens to your outdoor living space with a covered, screened, lanai overlooking a deep & spacious backyard giving you more room between back neighbors. The primary suite is privately located in the rear of the home & features a coffered ceiling & plentiful windows overlooking the backyard. The En Suite master bath features dual sinks, wood cabinets, granite tops & a large walk in closet. This lovely light infused home features plantation shutters, crown molding, tall baseboards, outdoor camera, ring type doorbell & all appliances including washer and dryer so you can just move right in and enjoy!! You will never lack in things to do in Encore!! This home is located within walking distance to The Oasis Club, the community hub, featuring a resort style pool & spa, pickle ball, bocce ball, basketball court, entertainment room, outdoor gathering spaces with TV's, grilling area, firepit, bar & large catering space, fitness center, workout & card rooms that are all enhanced by a full time Lifestyle Director. The HOA fees include lawn maintenance, Spectrum High Speed Internet & Premium Cable. The owners in Encore can also enjoy the amenities in Fishhawk West that include pool, splash pad, the Lake House overlooking Lake Hutto with fitness center & game room as well as biking & walking trails. All of this & more. Start living your dream today!!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $364,000 | $364,000 | $364,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $577 | $577 | $577 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,241 | $2,391 | $3,023 |
Total Monthly Payment | $2,893 | $3,043 | $3,675 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.