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This home is located HIGH and DRY in a NON-FLOOD and NON-EVACUATION ZONE and sustained NO DAMAGE during the 2024 hurricane season (estimated ELEVATION is 55ft). As you drive through the neighborhood you'll notice brick-lined streets and homes beaming with pride of ownership. Pull up to 305 6th Ave SW and you'll feel the charm immediately! This BLOCK CONSTRUCTION home has a sweet screened-in front porch, easy-maintenance landscaping and TONS OF PARKING in your oversized driveway that can easily park 4+ vehicles. The detached 1-car garage provides extra storage and leads to your OVERSIZED BACKYARD with ALLEY ACCESS and a double-gate, ideal for parking your BOAT/RV or other toys in the backyard. The backyard offers tons of grassy space for playing, a firepit area, outdoor grilling area under the shade of a pergola, a separate fenced-in area with astroturf for the littles or fur babies and a covered back patio, directly off the kitchen. With the front elevation North facing, this property will enjoy East to West sun all day long and this backyard is meant for entertaining and enjoying life outdoors! Back to the front of the home, the front porch is charming and a great place to welcome guests. Step inside and into the living room that features a WOOD-BURNING FIREPLACE. The custom-made mantel offers hidden storage for remote controls and for hiding cords from your TV. Two guest bedrooms and the full guest bath are located off the living room. The front bedroom provides a deep closet and the second bedroom has tons of sunlight and a wide built-in closet. The FULL GUEST BATH provides a claw-foot tub and charming wooden accents. Hidden storage is a theme in this home and a large medicine cabinet is hidden behind beautiful artwork in the bathroom. In this home, the KITCHEN is the HEART OF THE HOME. A window over the sink and a windowed-door to the backyard allow tons of natural light and bring in great views of your large backyard. There is a built-in pantry as well as a built-in kitchen nook that provides more hidden storage with pull-out drawers in both benches, perfect for storing your small kitchen appliances and a large storage bin in the back bench. The PRIMARY BEDROOM is separate from the guest rooms for added privacy. This room is large and easily accommodates a king-sized bed with a double-wide built-in closet and a private ensuite bathroom. The ensuite is also where the laundry hook-up is located and provides separate access to the backyard. Location? Nestled in the heart of Largo, surrounded by multiple parks, including Largo Central Park, you'll have tons to do! Largo Middle and High Schools are around the corner, making drop-off and pick-up easy. There are plenty of restaurants, banks and groceries close-by and Indian Rocks Beach is less than a 15 minute drive. This home has EVERYTHING you are looking for: great location, NON-FLOOD, 3 beds and 2 baths, a PRIMARY SUITE, HUGE BACKYARD with ALLEY ACCESS, detached GARAGE, TONS OF STORAGE and so much charm! Schedule your showing today!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $418 | $418 | $418 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,076 | $2,156 | $2,744 |
Total Monthly Payment | $2,569 | $2,649 | $3,237 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.