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Welcome home! This beautiful colonial is set back from the road with plenty of privacy. A charming front porch greets you. The entryway invites you and your guests in. The kitchen was remodeled in 2023 with granite countertops, a deep farmer's sink and French doors leading out to a large deck. The first level features a dining room. Den/office space, kitchen and living room with a working fire place. Second level has 2 bedrooms, a full bathroom and master bedroom with a full bath and walk in closet. The vaulted ceilings give this floor a spacious feel. Let's head down to the basement where you will find a large family room with sliders to the back yard and entry to the garage. Another room that could be used as an office or workout room. The laundry and mechanicals each have their own enclosed spaces. The 2 car garage has a high clearance with storage above. The back yard is completely fenced in. A must see.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,998 | $499,998 | $499,998 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $572 | $572 | $572 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,119 | $3,285 | $4,186 |
Total Monthly Payment | $3,783 | $3,949 | $4,850 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.