85158 SOUTHERN CREEK Boulevard, Fernandina Beach, FL, 32034 | $774,900

Located in the gated Southern Creek community, this 5-bed, 4-bath home offers 2, 649 sq. ft. of living space on a half-acre lot. Built in 2024, it features a split-bedroom layout with a first-floor primary suite.

Enjoy the luxurious SALTWATER POOL AND HOT TUB, enclosed with a no-see-um-proof screen for year-round relaxation. The 650 sq. ft. paved porch is perfect for outdoor entertaining. Inside, you'll find vinyl flooring, a chef's kitchen with quartz countertops, full double ovens, custom glass shower doors, and spacious closets.

The fenced backyard backs up to a tranquil wooded preserve, while the stocked community pond sits right in front. Just 5 minutes from two boat ramps, this home also features a side-entry 2-car garage, wide driveway, and charming front porch.

Zoned for A-rated Fernandina Beach schools and close to shopping, dining, JAX International Airport, and Amelia Island's beaches. Schedule your showing today!

Features

  • Rooms: 16
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: Lower Level
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,649
  • Acreage: 0.51
  • Est. Taxes: $1,563
  • HOA Fee: $799 Annually
  • Elem. School: Southside
  • Middle School: Fernandina Beach
  • High School: Fernandina Beach
  • Appliances: Convection Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater
  • MLS#: 2070911
  • Days on Market: 59 days
  • Website: https://www.raveis.com
    /prop/2070911/85158southerncreekboulevard_fernandinabeach_fl?source=qrflyer
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Donald ArtigLicensed Associate Real Estate Broker

917.690.1919

Donald.Artig@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Jennifer HartInsurance Sales Director, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

85158 SOUTHERN CREEK Boulevard, Fernandina Beach, FL, 32034

$774,900

Donald Artig

Licensed Associate Real Estate Broker

William Raveis Real Estate

Phone: 917.690.1919

Donald.Artig@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $619,920 $619,920 $619,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.037% 6.152%
Monthly Tax Payment $130 $130 $130
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,867 $4,072 $5,189
Total Monthly Payment $4,089 $4,294 $5,411

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.