137 Twine Street, Saint Augustine, FL, 32084 | $899,000

Welcome to this beautifully crafted, custom-built Lincolnville cottage, constructed in 2013 with durable concrete block construction, Hardie Board siding, and a sleek metal roof. Set at an impressive 10-foot elevation, the home offers tranquil views of a lush front garden and peaceful pond. Designed with sustainability in mind, it features solar panels, a tankless water heater, an irrigation system, and low-maintenance zeroscape landscaping. Recent upgrades include a new HVAC system and a spacious paver driveway that fits up to four cars. Nestled on an oversized lot, the property also includes a detached 1-car garage and a stunning custom in-ground, heated saltwater pool and spa. Relax year-round on the wraparound screened porch, complete with ceiling fans for added comfort. Inside, this thoughtfully designed home showcases elegant LVP flooring, a spacious living room with tray ceiling and gas fireplace, and a light-filled dining area. The kitchen impresses with new GE Café stainless steel appliances, a 6-burner gas cooktop, copper sink, mirrored backsplash, and a sunny breakfast nook. The owner’s suite includes dual closets, a tray ceiling, and a spa-like bath with granite dual vanities and a tiled walk-in shower. Additional bedrooms include a custom micro office and garden views. Step outside to a private saltwater pool and spa, ideal for relaxing or entertaining. Extras include solar panels, an EV charging setup, a walk-in pantry with laundry, and a detached garage with a plumbed sink. Experience modern efficiency and classic Lincolnville charm—schedule your tour today!

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 70x1012
  • Style: Contemporary,Cottage
  • Year Built: 2013
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 1,596
  • Acreage: 0.18
  • Lot Size: 70x1012
  • Est. Taxes: $818,649
  • Lot Desc: City
  • Elem. School: Ketterlinus Elementary
  • Middle School: Sebastian Middle
  • High School: St. Augustine High
  • MLS#: 243400
  • Days on Market: 66 days
  • Website: https://www.raveis.com
    /prop/243400/137twinestreet_saintaugustine_fl?source=qrflyer
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Listing courtesy of Keller Williams St Augustine

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

137 Twine Street, Saint Augustine, FL, 32084

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.727% 6.560%
Monthly Tax Payment $68,221 $68,221 $68,221
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,370 $4,605 $6,216
Total Monthly Payment $72,683 $72,918 $74,529

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.