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Pine Ridge at Palm Harbor is a friendly and active community with a beautiful pool, spa and walking trail. With in this community is a lovely two bedroom, two bath with full laundry home just waiting for it's new owners. Kitchen has been updated with granite countertops, new appliances and tile flooring and it also has a breakfast nook. It has been recently painted and new interior doors installed for a the modern look. Access to the attic area is also a plus. A flooring concession is being offered.
HVAC was installed in 2022 and the water heater in 2025. Water, sewer, trash, cable TV and internet plus much more is included in the low monthly fee This is a cozy space for fulltime living or, snow bird time in the sun. Conveniently located to the pool and clubhouse for recreation and social time. Also the community is located near grocery stores, clothing stores and many other shops and restaurants for convenient living. This home is a must see to be fully appreciated. The owner is very Motivated bring your offers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$196,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $157,520 | $157,520 | $157,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $210 | $210 | $210 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $996 | $1,035 | $1,319 |
Total Monthly Payment | $1,281 | $1,320 | $1,604 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.