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Welcome to Clearwater's hidden gem. Located close to the beach and everything you want in a great place you'll love to live. Island Estates is a self contained community with groceries, restaurants, CMA (Clearwater Marine Aquarium), service station with gas, Emergency Care, St Brendan's Church, 5/3rd Bank, Sunset Sam Park, Windward Marina and more. This one bedroom condo has everything you want. Fully furnished with primarily white and beachy styles. Views for miles, north up Mandalay Channel, large sliding glass doors with Juliet balcony and storm shutters when you need them. Parking is never an issue and there is an outside storage area for your fishing gear or golf clubs. Fishing dock has fish cleaning station and a floating dock for two kayaks for the residents that would like to sign up for a small fee. Boat slips are occasionally available, just sign up in the office. Great manager on site three days a week and a covered bike parking area. The clubhouse is available to all residents and can be reserved for private parties. The clubhouse has a kitchen and opens onto the pool deck. Friendly residents will make you feel at home and the pool will be heated this spring for your enjoyment. Whether you choose to live there full time or use it for vacations you will love the Salt Life here in Clearwater.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$289,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $326 | $326 | $326 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,461 | $1,519 | $1,935 |
Total Monthly Payment | $1,862 | $1,920 | $2,336 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.