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Welcome to 34 Pinecrest Ln, Sprague ~ Your Private Nature Retreat. Calling all nature lovers! Fish, hike and paddle right from your own backyard in this serene 18. 15-acre paradise with almost 500 ft of frontage on the Shetucket River. Tucked privately at the end of a cul-de-sac, this 3-bedroom, 2. 5-bath home offers the perfect blend of tranquility and modern convenience. Step inside to an open and sun-filled main living area featuring hardwood floors, a spacious living room, and an updated kitchen with stainless steel appliances. The dining area opens onto a deck overlooking the wooded backyard-ideal for relaxing or entertaining. The primary bedroom is conveniently located on the main level with a walk-in closet and a beautifully remodeled ensuite bath. A renovated half bath/laundry room completes the main floor for easy one-level living. Upstairs, you'll find two oversized bedrooms with ample closet space, connected by a Jack & Jill bathroom. The walkout basement has a pellet stove for alternate heating and a generator hookup and leads to a 2-car garage. Outside, the property shines with a gazebo housing a hot tub, a cozy firepit, a fenced garden area, apple and pear trees and a koi pond. Additional storage includes a shed and a 2-vehicle carport for extra vehicles or outdoor toys. Recent upgrades include a newer roof, gutters, well pump, and decking. Conveniently located in a quiet neighborhood close to Mohegan Sun Golf Course. Dont miss out on this retreat property.
Type | Description | Dimensions | Level |
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Bedroom 1 | Ceiling Fan,Jack & Jill Bath,Wall/Wall Carpet | 16.1 x 23.6 | Upper |
Bedroom 2 | Ceiling Fan,Jack & Jill Bath,Walk-In Closet,Wall/Wall Carpet | 14.3 x 23.6 | Upper |
Dining Room | Balcony/Deck,Sliders,Hardwood Floor | 13.0 x 8.1 | Main |
Half Bath | Main | ||
Kitchen | Ceiling Fan,Pantry,Hardwood Floor | 12.9 x 10.8 | Main |
Living Room | Hardwood Floor | 12.0 x 21.0 | Main |
Primary Bedroom | Full Bath,Walk-In Closet,Wall/Wall Carpet | 19.1 x 14.5 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $633 | $633 | $633 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,280 | $2,500 | $3,234 |
Total Monthly Payment | $2,988 | $3,208 | $3,942 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.