196 Foltim Way, Congers, NY, 10920 | $499,000

*** MULTIPLE OFFERS*** HIGHEST AND BEST WEDNESDAY MARCH 5TH @ 3PM. *** Pristine 3-Bedroom, 2. 5-Bath Townhouse in Congers, NY Welcome to this spacious contemporary townhome. This beautifully maintained 3-bedroom, 2. 5-bath property offers generous living spaces, ideal for comfortable living and entertaining. It has an extraordinary amount of natural light. This home features large rooms with double closets, providing ample storage. The living room is large enough to be a combination living and dining room. The primary bedroom boasts an ensuite bath, creating a private zen moment. The expansive eat-in kitchen is perfect for meal prep and casual dining, while the lower level provides versatile space that can be used as a recreation room or home office—leading directly to the attached one-car garage. With it's convenient location, this townhouse offers easy access to everything you need. Enjoy the proximity to Rockland Lake, vibrant river towns, shopping, and all types of dining options. Plus is has convenient access to the NYS Thruway, Palisades Mall, and a bus to the Metro North train for easy commuting. This is a great find for those seeking a blend of modern convenience, space, and location. Don't miss the opportunity to make this beautiful townhouse your next home!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Style: Other
  • Year Built: 1999
  • Garage: 1-car
  • Heating: Forced Air
  • Cooling: Central Air
  • Basement: Finished
  • Approx Sq. Feet: 1,396
  • Est. Taxes: $10,397
  • HOA Fee: $170 Monthly
  • Elem. School: Lakewood Elementary School
  • Middle School: Felix Festa Achievement Middle Sch
  • High School: Clarkstown North Senior High School
  • School District: Clarkstown
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: 825215
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/825215/196foltimway_congers_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Nahed HallabaSales Associate

917.693.1163

Nahed.Hallaba@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 130058

203.952.8600

Joseph.Mollica@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Michael AlvordInsurance Sales Director, William Raveis Insurance

203.925.4507

Michael.Alvord@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

196 Foltim Way, Congers, NY, 10920

$499,000

Nahed Hallaba

Sales Associate

William Raveis Real Estate

Phone: 917.693.1163

Nahed.Hallaba@raveis.com

Joseph Mollica

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.952.8600

Joseph.Mollica@raveis.com

NMLS Mortgage Loan Originator ID 130058

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.303% 6.510%
Monthly Tax Payment $866 $866 $866
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,523 $2,689 $3,423
Total Monthly Payment $3,464 $3,630 $4,364

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.