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Under contract-accepting backup offers. Charming St. Pete Bungalow – Perfect for First-Time Homebuyers or Winter Snowbirds! This beautifully updated, clean, and cute St. Petersburg bungalow is the ideal home for those looking for comfort and convenience. Featuring 2 spacious bedrooms, 1 well-appointed bathroom, and a 1-car garage, this home is move-in ready and offers a variety of desirable upgrades. Step outside and enjoy the large, fully fenced backyard with a brand-new wood fence, a newer deck perfect for entertaining, and a shed for additional storage. The home also boasts a durable metal roof and a freshly painted exterior, adding to its curb appeal. Inside, you'll love the timeless charm of the original hardwood floors in the main living areas and bedrooms. The kitchen and dining room have been updated with newer vinyl flooring, providing a fresh, modern touch. The kitchen has stainless steel appliances and beautiful butcher block countertops. Recent updates include an HVAC system and a new water heater (2020), ensuring comfort and efficiency year-round. The front porch has also been recently revitalized, making it the perfect place to relax and enjoy the neighborhood. This home is centrally located, providing easy access to shopping, dining, downtown St. Pete, and major highways. The neighborhood is seeing a revitalization with several new homes being built nearby, making this a fantastic opportunity to invest in an area on the rise. Don’t miss your chance to own this adorable bungalow in a prime location—schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$279,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,999 | $223,999 | $223,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $141 | $141 | $141 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,416 | $1,472 | $1,875 |
Total Monthly Payment | $1,632 | $1,688 | $2,091 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.