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Affordable WATERFRONT LIVING Incredible opportunity awaits. Tropical retirement oasis in Bay Aristocrat Village, a charming 55+ waterfront community. This newly painted, bright and welcoming 2-bedroom, 2-bathroom mobile home is perfectly situated for those seeking a serene and active lifestyle by the water. The property is fully wheelchair accessible, making it convenient for all residents. Oversized new composite deck (2022), with lots of room to entertain family and friends. The deck extends to a separate, spacious dock equipped with a 12, 000 lb boat lift, ideal for boating enthusiasts. Enjoy your morning coffee or afternoon beverage watching the dolphins and other Florida Wildlife. This home has been meticulously maintained, some of the recent updates include New Ac Unit and Ducts, New electrical Water heater, New floor insulation and Vapor barrier, new paver parking space. The open and inviting kitchen has a brand new island with seating, new refrigerator and lots of natural light pouring in. The entire home was just painted on the inside. The laundry room which is connected to the convenient oversized carport has a brand new washer and dryer. This home is being sold fully furnished making it easy to move in and enjoy the Florida waterfront living right away. The land lease is included in the purchase price, ensuring that the monthly HOA fee remains remarkably low at just $350—a fantastic value for this sought-after area. Bay Aristocrat Village offers a plethora of amenities, including two fishing docks and a community pool, making it the perfect place to relax and enjoy your retirement. Don't miss this opportunity to live in a vibrant, friendly community with direct water access. Your perfect retirement home awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $379 | $379 | $379 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,442 | $1,519 | $1,920 |
Total Monthly Payment | $1,896 | $1,973 | $2,374 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.