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Ready for a quick closing! Stunning 4-bedroom home located on a Cul-de-Sac street in the highly sought-after Deep Creek Community. This home features many updates including a NEW ROOF (2023), NEW AC (2023), freshly painted inside and out (2023), NEW fans and lighting throughout, NEW luxury water and scratch resistant laminate flooring in bedrooms, and much more. As you enter you are greeted by a formal dining area and formal living room (can be used as office/playroom/5th bedroom) along with high ceilings, open floor plan, and lots of natural light. The kitchen overlooks the spacious family room and breakfast nook. The kitchen features stainless-steel appliances (NEW refrigerator, stove and dishwasher), plenty of cabinets, and a pantry. Retreat to the large master bedroom with an ensuite bathroom with double vanity, separate shower, a soaking tub, and his and hers walk-in closets. Three additional bedrooms are located on the opposite side of the house. Outside you will find an oversized lanai overlooking the spacious and private backyard with plenty of room for a pool. Deep Creek is a deed-restricted community with a LOW HOA fee and short drive to shopping, restaurants, tennis, golf, playground, and gorgeous Gulf Beaches. Flood Zone X (flood insurance not required)!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$354,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $283,760 | $283,760 | $283,760 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $435 | $435 | $435 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,747 | $1,864 | $2,356 |
Total Monthly Payment | $2,257 | $2,374 | $2,866 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.