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Pool Home on Double Lot! Looking for the perfect starter or vacation home in Spring Hill, Florida? This charming 2-bedroom, 2-bathroom home with NO HOA or CDD fees is ready to welcome you! Enjoy year-round comfort and savings on your energy bills thanks to the added benefit of upgraded double-pane windows throughout the home. The spacious kitchen and adjoining breakfast nook overlooking the pool create a warm and relaxing atmosphere, perfect for family gatherings and entertaining. Enjoy the Florida sunshine in your private pool, complete with a screen enclosure and covered patio for year-round enjoyment. The owner's suite features an en-suite bathroom and walk-in closet, with direct access to the screened lanai and pool area. The split floor plan offers privacy for guests. Additional features include a private well for watering your lawn, saving you money on your water bill! Located minutes from shopping, dining, and recreation, with easy access to Tampa Bay via the Suncoast Parkway. High and dry, this home is not in a flood zone and had NO damage during recent hurricanes! Don't miss out on this fantastic opportunity – schedule your showing today! NOTABLE UPGRADES: 2025 - Roof to be installed with an acceptable offer; 2024 - Disposal, Pool Pump & Pool Filter; 2018 - Refrigerator; 2017 - Stove, Dishwasher, Microwave; 2010 - Water Heater; 2009 - Washer & Dryer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$357,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $285,600 | $285,600 | $285,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $97 | $97 | $97 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,805 | $1,876 | $2,391 |
Total Monthly Payment | $1,977 | $2,048 | $2,563 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.