13914 SE 96TH CIRCLE, Summerfield, FL, 34491 | $399,900

Step into your dream home! This stunning block and stucco Hanover model offers the perfect blend of luxury and comfort. Located in the vibrant Del Webb Spruce Creek Golf & Country Club, this three-bedroom gem boasts an open floor plan that is both spacious and inviting.

The heart of this home is the expansive living/great room, ideally situated at the center of the home to maximize both space and comfort. The formal dining room offers versatility and can easily serve as a den or office to suit your needs.

Engineered hardwood flooring graces the living areas, while ceramic tile completes the spaces for easy maintenance and timeless appeal. The modern kitchen features newer stainless steel appliances, an abundance of cabinet space, and a stylish breakfast bar, making it a perfect spot for both cooking and entertaining.

The master bedroom offers a spacious retreat with a generous walk-in closet and an en-suite bath. Two guest bedrooms are located near the second bath, perfect for visiting friends or family. Enjoy casual meals in the breakfast nook, which overlooks a beautifully landscaped backyard—an ideal spot to soak in the Florida sunshine in complete privacy.

Additional Highlights include:

A large enclosed and tiled lanai with sliding doors, perfect for enjoying views and the outdoors in comfort.
Elegant custom crown molding throughout, adding a touch of sophistication.
A new roof installed in March 2023 and new HVAC (2020) for worry-free living.
Energy-efficient natural gas hot water heater and clothes dryer.
A two-car oversized garage with screened sliding doors and pull-down attic storage.
A stamped driveway with upgraded landscaping featuring stylish concrete borders.


This HOA is 24 hour gated community about 4 miles north of The Villages. It is completely built-out and has 3250 homes. Amenities are boundless with indoor and out door pools, lighted pickle and tennis courts as well as Bocce and related games. The meticulously kept softball field is enjoyed by structured leagues that fit almost any level of play. The Fitness Center is open to all residents as are the central HORIZON Center with pool tables, offices, card-game-hobby rooms, a ballroom with stage and much more throughout the community.

This home is situated on a friendly circle, offering a sense of community and the perfect environment to enjoy your Florida lifestyle. Priced to sell quickly, this move-in ready beauty won't last long! Call today for more details or to schedule your private tour of this meticulously maintained home!

Features

  • Amenities: Basketball Court, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s), Trail(s)
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 110 x 148
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2004
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,958
  • Acreage: 0.37
  • Lot Size: 110 x 148
  • Est. Taxes: $3,926
  • HOA Fee: $211 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: G5092484
  • Days on Market: 72 days
  • Website: https://www.raveis.com
    /prop/G5092484/13914se96thcircle_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/1/2025 5:39:05 PM)
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES   Phone: 352-753-7500

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13914 SE 96TH CIRCLE, Summerfield, FL, 34491

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.750% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.894% 6.936% 6.006%
Monthly Tax Payment $327 $327 $327
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,944 $2,075 $2,657
Total Monthly Payment $2,346 $2,477 $3,059

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.