Presented by
Kiara Rusconi |
442 Prospect Street, #444, Hudson, NY, 12534 | $450,000
Gorgeous house - not in move-in ready condition. But the proportions and original details are to die for. Located high on a hill overlooking Hudson and the Catskill Mountains. An oversized enclosed front porch leads to a large entry foyer with flanking double parlors. Wrapped with oversize windows (w/ original storm windows), the house enjoys beautiful light at all hours of the day and a gracious, flowing layout in just the right proportions. Formal dining room flows into the butler's pantry which leads into the large kitchen with many windows. Upstairs, the original configuration was 4 bedrooms (all with generous closets) but you could sacrifice one of the bedrooms and create 2 luxurious modern baths. A large attic tops it off and is prime for conversion into a gorgeous studio or work from home office with views of the Hudson River. The home is ready for its second act with your design sense. *BONUS- Original blueprints will convey with the house. NOTE: Interior photos are of 2nd Floor - 1st Floor Photos coming
Features
- Rooms: 12
- Bedrooms: 4
- Baths: 1 full
- Style: Farm House,Gambrel,Tri Level
- Year Built: 1900
- Heating: Radiator,Hot Water
- Basement: Full,Unfinished,Walkout,Interior Entry,Storage Space
- Approx Sq. Feet: 1,983
- Acreage: 0.08
- School District: Hudson
- MLS#: 155957
- Days on Market: 52 days
- Website: https://www.raveis.com
/prop/155957/442prospectstreet_hudson_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Kiara RusconiLuxury Properties Specialist
860.573.3382
Kiara.Rusconi@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
David LewisVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 49042
978.423.2254
David.Lewis@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Heidi SummaRegional SVP Insurance Sales, William Raveis Insurance
860.919.8074
Heidi.Summa@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
442 Prospect Street, #444, Hudson, NY, 12534
$450,000
Kiara Rusconi
Luxury Properties Specialist
William Raveis Real Estate
Phone: 860.573.3382
Kiara.Rusconi@raveis.com
David Lewis
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.423.2254
David.Lewis@raveis.com
NMLS Mortgage Loan Originator ID 49042
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,246 | $2,365 | $3,014 |
| Total Monthly Payment | $2,321 | $2,440 | $3,089 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535