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Presented by![]() Amber Tucker |
This charming 3-bedroom, 1. 5 bathroom single-family home is ready for you to make it your own! At 1, 500 square feet, this home offers ample space with a cozy feel. While the home could use a little TLC, it presents a fantastic opportunity to add your personal touch! The property boasts a spacious layout, with natural light flowing through the living areas. The backyard offers potential for outdoor enjoyment and could become your private oasis with some attention. Perfectly situated in the desirable Poughkeepsie area, this home is close to local amenities, schools, and the beautiful Hudson River. Whether you're a first-time homebuyer or looking to invest in a property with potential, this is an opportunity you don’t want to miss!
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$299,999
Sales Associate
William Raveis Real Estate
Phone: 646.729.5960
Amber.Tucker@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,999 | $239,999 | $239,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $638 | $638 | $638 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,557 | $1,617 | $2,058 |
Total Monthly Payment | $2,270 | $2,330 | $2,771 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.