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10 Powder Mill Lane, Smithfield, RI, 02828 | $614,900
Gorgeous and move in ready home in a prime location with easy access to shopping, schools and 295! This true Smart Home with Modern Upgrades is perfect for the techie or someone needing a more advanced home office. Nestled on a quiet cul-de-sac, this stunning smart home offers the perfect blend of convenience and modern living. Located just minutes from Boston and Providence, you'll enjoy easy access to shopping, top-rated schools, restaurants, and major highways. This beautifully maintained home features 4 spacious bedrooms, 2. 5 bathrooms, and hardwood floors throughout. The expansive front-to-back kitchen is perfect for entertaining, while the cozy living room fireplace adds warmth and charm. The huge master suite boasts a large walk-in closet, and the fully finished walk-out basement includes a half bath, laundry room, and additional living space. Step outside to your Very Large Trex deck with a LifeSmart Hot Tub, overlooking a large, custom built fenced-in backyard perfect for relaxation and entertaining. Additional features include a 2-car garage, newer roof, windows, siding, and central air. This one checks all the boxes. Seller to pay $10, 000. 00 towards solar balance at closing.
Features
- Amenities: Highway Access,Near Hospital,Near Schools,Public Transportation,Restaurant,Shopping
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Colonial
- Year Built: 1972
- Garage: 2-car Attached,Built In,Garage
- Heating: Baseboard,Gas,Hot Water
- Cooling: Central Air
- Basement: Exterior Entry,Full,Finished,Interior Entry
- Approx Sq. Feet: 2,468
- Acreage: 0.4
- Est. Taxes: $7,651
- Lot Desc: Cul-De-Sac,Wooded
- Appliances: Dryer,Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1378035
- Website: https://www.raveis.com
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
10 Powder Mill Lane, Smithfield, RI, 02828
$614,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $491,920 | $491,920 | $491,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
| Monthly Tax Payment | $638 | $638 | $638 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,069 | $3,232 | $4,118 |
| Total Monthly Payment | $3,799 | $3,962 | $4,848 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB