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Impressive 3 Bedroom, 2 Bathroom WATERFRONT home with attached 2 Car Garage. Custom home built by Fred Dietz Construction. Located in the desirable deed restricted community of PUNTA GORDA ISLES. This light and bright home offers an open and split bedroom floor plan with Great Room, separate Dining Room, well appointed Kitchen, Inside Laundry and screened Lanai. The Great Room features tile flooring, cathedral ceiling and sliding glass doors to the Lanai. The stunning Kitchen features hickory wood cabinets, granite counters, tile backsplash, built in desk, pantry closet, stainless appliances, center island with additional storage and double sink and dining area overlooking the water. Appliances include: French door refrigerator, built in microwave, oven/range and dishwasher. The Inside Laundry is equipped with a washer, dryer, large stainless sink, cabinets, shelves and closet. The Master Bedroom suite offers Lanai access, walk in closet and private bathroom with dual sinks, beautiful wood cabinets, soaking tub and walk in shower. There are two additional generous sized Bedrooms with double closets and wood floors. The guest bathroom has a tub/shower combo. Your living space extends to the 27x18 screened Lanai with fabulous WATER VIEW. Continue to the waterfront with new 59 FOOT concrete seawall maintained by the city of Punta Gorda. There are deed restrictions in Punta Gorda Isles but NO HOA. Utilities are city water and sewer. Other features include METAL ROOF, hurricane shutters, double door entry, overhead plumbing, A/C 2019, HWH is 3 or 4 years old. ***SOME FURNITURE IS NEGOTIABLE AND ALL TOOLS ARE FOR SALE*** This home is 5 minutes from Golf and 10 minutes to Fishermen's Village and historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, boat ramps, fishing piers, walking and biking paths, Charlotte Harbor Event Center, art galleries, weekend farmers markets, downtown events and more! This is a beautiful waterfront home in a great community.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $432,000 | $432,000 | $432,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $383 | $383 | $383 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,731 | $2,838 | $3,616 |
Total Monthly Payment | $3,206 | $3,313 | $4,091 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.