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19728 Estero Pointe LN, Fort Myers, FL, 33908 | $899,000
NO FLOOD INSURANCE REQUIRED FOR THE ESTERO POINTE COMMUNITY. Only lake front home for sale at the time of listing. 3 BEDROOMS PLUS DEN WITH 3 FULL BATHROOMS. Watch from your oversized lanai as the hawks, ibis and cranes fly in and out from the lake. The custom designed pool and spa are heated and have various lighting options to create the perfect ambiance. The Jandy system allows you to control the pool & spa from your phone or wall mounted keypad. You will appreciate the pristine condition of this home as it reflects the dedication to cleanliness the owners have provided. Just some of the many upgrades to this Lazio model include oversized garage and covered lanai, bay window in the master bedroom, roll down and accordion storm shutters, tile flooring throughout (no carpet), plantation shutters, custom made pull out kitchen cabinet shelves (bottom cabinets), Bosch black stainless appliances, garage ceiling dropdown storage shelf rack, outside sink & refrigerator, ring doorbell and entire home surge protector. The outside was recently painted in 2024 with Sherwin Williams Duration paint. This HOA is in good standing with strong financials. Landscaping and trimming are included by the HOA and is part of the quarterly dues. ESTERO POINTE HAS RECEIVED A LETTER OF MAP CHANGE (LOMC) FROM FEMA, EXEMPTING IT FROM THE FLOOD ZONE RATING. LENDERS SHOULD NOT REQUIRE FLOOD INSURANCE WHEN PRESENTED WITH THIS LETTER.
Features
- Amenities: Bike And Jog Path,Community Pool,Streetlight
- Bedrooms: 3
- Baths: 3 full
- Style: 1 Story/Ranch
- Development: ESTERO POINTE
- Year Built: 2019
- Garage: 2-car Attached
- Heating: Central Electric
- Cooling: Central Electric
- Approx Sq. Feet: 2,315
- Acreage: 0.19
- Est. Taxes: $5,077
- HOA Fee: $1,269 Quarterly
- Lot Desc: Regular
- View: Lake
- Community Type: Gated
- Water Front: Yes
- Private Pool: Yes
- Pet Policy: Limits
- MLS#: 225018009
- Website: https://www.raveis.com
/prop/225018009/19728esteropointeln_fortmyers_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
19728 Estero Pointe LN, Fort Myers, FL, 33908
$899,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.861% | 6.637% | 6.540% |
| Monthly Tax Payment | $423 | $423 | $423 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,370 | $4,546 | $6,216 |
| Total Monthly Payment | $4,885 | $5,061 | $6,731 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388