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NEW CONSTRUCTION! This home has 3BR, 2. 5 BA, and also includes an office and room over the garage. As you enter through the front door there is an office with glass French doors on the left and a formal dining room on the right with vaulted ceiling, decorative wall accent, and a HUGE window for natural light. Great room is two stories with wood beam accents on the ceiling, fireplace, triple windows, and an elegant open stair case with wrought iron balusters. Kitchen is open to great room with white cabinets (soft close), pull out trash drawer, single bowl white farm house sink, pull out spice rack at the range, quartz countertops, tile backsplash, closet pantry, a large island, and a breakfast area with access to the rear covered deck. Primary bedroom is located on the main level. Primary bath has double vanities, tiled shower, a free-standing tub, separate water closet and walk in closet. Laundry room is walk in with sink and upper cabinets. Upstairs includes two bedrooms, a bathroom with double vanity and separate tub/commode area, and an extra room over the garage. Several extras - living area flooring is luxury laminate, ceramic tile in wet areas, NO CARPET, all closets are walk in with custom shelving, rear covered deck to sit and relax, crawl space is walk in with double doors, great for storage. All of this and also conveniently located, to shopping, grocery stores, medical facilities, schools, and dining. A MUST SEE!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,920 | $375,920 | $375,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $73 | $73 | $73 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,164 | $2,374 | $3,070 |
Total Monthly Payment | $2,312 | $2,522 | $3,218 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.