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One or more photo(s) has been virtually staged. Interest rates are dropping, but not this low. With a 2. 75% assumable mortgage this delightful two-bedroom, two-bathroom pool home, perfectly situated on a quiet street in the heart of beautiful Inverness is ready for you. Just a stone’s throw from the Withlacoochee Bike trail that provides peaceful scenery of rivers, forests and history of the Florida rail roads. The location of this property gives you access to both land and water, being just minutes from Eden Park Boat ramp, or walking distance to Mossy Oaks offering the ideal balance of peace and accessibility. Just a quick bike trip you’ll be in the heart of downtown Inverness with its shopping and restaurants. If you’re looking for more inspiring fun, take a ride over to the many off-road trails at the wildlife management parks, or enjoy the many natural springs of Florida less than an hour from your own home. If those don’t draw you in, stay home and step outside to your private backyard oasis, featuring a sparkling pool, perfect for cooling off on warm Florida days or unwinding in your own tranquil retreat. Don’t fret about maintenance with your metal roof, double-painted windows, recently installed solar panels, air conditioning water heater and water softener, the home is equipped for years of no worrying. Inside, enjoy a bright and inviting living space, a well-equipped kitchen, and comfortable bedrooms designed for relaxation. Whether you’re seeking a peaceful getaway or a home near outdoor adventures, this charming property is ready to welcome you.
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Our Executive Mortgage Banker:
Our Insurance Division:
$264,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $211,200 | $211,200 | $211,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $299 | $299 | $299 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,318 | $1,387 | $1,768 |
Total Monthly Payment | $1,692 | $1,761 | $2,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.