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Welcome to 2862 Roosevelt Ave a hidden gem in the heart of Throggs Neck, Bronx! This charming semi-detached home is perfect for first-time buyers looking for a prime opportunity. Step inside to discover a bright and inviting living space, complete with a formal dining room filled with natural light. Featuring three cozy bedrooms and two full bathrooms, this home offers the perfect blend of comfort and privacy. Gleaming hardwood floors add warmth and character throughout. The full finished basement provides additional living space ideal for a home office, recreation room, or extra storage while the attic offers even more storage options. Recent upgrades include: - New roof and eco-friendly solar panels (only 2 years old) - Fully Paid off!! - Updated electric panel and new hot water heater (just 3 years old) - Modernized kitchen and bathrooms with stylish renovations - New vinyl siding and new front & back porch awnings for enhanced curb appeal - Mitsubishi heat pump system for efficient heating & cooling year-round - New front and back Anderson screen doors for added quality and durability Outside, you’ll find a tranquil backyard oasis perfect for entertaining, gardening, or simply unwinding in your private retreat. Location is everything, and this home delivers! Minutes from the Whitestone Bridge and LaGuardia Airport, with easy access to major highways, the BX9 bus, and NYC Ferry for quick Manhattan commutes. Plus, you're just a short walk to local shops, dining, and a quick drive to Throggs Neck Shopping Center. Don’t miss out on this incredible opportunity! Contact us today to schedule a viewing and see why 2862 Roosevelt Ave is the perfect place to call home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$689,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,200 | $551,200 | $551,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $442 | $442 | $442 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,173 | $3,529 | $4,577 |
Total Monthly Payment | $3,707 | $4,063 | $5,111 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.