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Presented by![]() Joseph Sciuto |
Welcome to Woodlawn Heights One of NYC’s Best-Kept Secrets! Discover this spacious studio co-op in the heart of Woodlawn Heights, just off McLean Ave. This sun-drenched unit offers a huge living room, gleaming hardwood floors throughout, and abundant natural light. Enjoy year-round comfort with two ceiling fans, while the oversized dining area seamlessly flows into a modern, updated kitchen. The entrance hallway leads to a full bathroom with a window, enhancing the home’s bright and airy feel. Location, Location, Location! Nestled on the Westchester border, this unit is a commuter’s dream. A short walk to Metro-North gets you to Midtown Manhattan in under 25 minutes. Prefer the bus, subway, or Westchester Beeline? All are just steps away! Why rent when you can own for less? With low maintenance of just $633 and only 20% down required, this modernized home is an incredible value. Don’t miss this rare opportunity! Unpack, sit back, and enjoy the comfort of homeownership in this charming, low-maintenance co-op. Contact us today to schedule a private showing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$130,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 508.457.8622
Joseph.Sciuto@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $104,000 | $104,000 | $104,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.000% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.176% | 6.298% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $657 | $692 | $878 |
Total Monthly Payment | $732 | $767 | $953 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.