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Welcome to this beautifully updated waterfront townhome with deeded boat slip in the picturesque community of Seaside Estates! 3 bedrooms, 3 full bathrooms, and private garage with storage and 3-car tandem parking, inside a well-maintained gated community with pool, spa, and tennis courts, surrounded by Tampa Bay and charming Oldsmar. The open concept main floor has a spacious feeling in the kitchen, dining and living room areas, with 9 foot ceilings and abundant natural light from triple sliding glass doors (with remote-controlled power shades) leading out to a large balcony overlooking the waterfront. The updated kitchen features granite counters, plenty of cabinets, stainless steel appliances, an eat-in breakfast bar, and closet pantry. This main floor also has a secondary bedroom and updated full bathroom with tiled walk-in shower. The top floor boasts skylights and vaulted ceilings. Here you will find the primary bedroom, with double walk-in closets, ensuite bathroom, and sliding glass doors to a private balcony. The updated primary bathroom features a tiled walk-in shower, large vanity with dual sinks and marble countertop, and generous closet. The top floor also has a laundry area and secondary bedroom with updated ensuite full bathroom with combination bathtub / shower. Flooring throughout the main living area is luxury waterproof laminate. All windows, as well as the sliding glass doors in the living room and primary bedroom, are energy-efficient, hurricane impact, installed in 2023, and come with a transferable lifetime warranty. Plantation shutters on all windows and the sliders in the primary bedroom. Fire sprinklers in the ceilings on all floors. Roof is covered by HOA fees and was replaced in 2017. AC replaced in 2023. Water heater replaced in 2018. Transferable, affordable flood insurance is only $811 for current year. Located within easy walking distance of wonderful waterfront city parks offering nature trails, picnic shelters, a fishing pier and more. Assigned to top-rated schools. Convenient access to Tampa International Airport, downtown Tampa, St Petersburg, and gorgeous Gulf beaches. This move-in ready home radiates pride of ownership and looks even better in person than in the photos. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $390 | $390 | $390 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,870 | $3,022 | $3,851 |
Total Monthly Payment | $3,352 | $3,504 | $4,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.