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Welcome to your NEW HOME! Don’t miss out on this Move-In-Ready 4 Bedroom, 2. 5 Bathroom Home, in the highly desirable Bay Arbor neighborhood of Oldsmar. Nestled on a Peaceful Wooded lot, you will LOVE the privacy this home offers with no rear neighbors! Countless Upgrades including NEW ROOF (2019) Exterior + Interior Paint (2021), Brand New Pool Equipment(2024) with Pentair Touch System, Saltwater Pool, New Garage Doors + Opener (2023), New Epoxy-Coated Garage Floors (2024), Newly Remodeled Kitchen (2022), Newly Remodeled Master Bath (2022). Gorgeous Curb Appeal as soon as you pull up to this home, with fresh landscaping and pavered driveway and front walkway. Step inside and enjoy a spacious living area with soaring two story ceilings, an excellent layout, and an abundance of natural light. This excellent floor plan seamlessly connects the Great Room, Dining Room, & Kitchen, perfect for everyday living as well as entertaining guests. The newly remodeled Kitchen showcases Stainless Steel Appliances, Quartz Countertops, ample Counter space, Decorative backsplash, plenty of storage & an Eat-in Kitchen space. The adjacent formal dining area is perfect for enjoying meals and gatherings. The First Floor Master Suite features a generous Walk-In closet and a Newly Remodeled Ensuite Bathroom with Dual Vanities, Step-in Shower with decorative tile inserts (with 5 sprayers and built-in bluetooth speaker), & Garden tub. Upstairs, you’ll discover 3 additional Bedrooms (one bedroom was formerly the loft area) that share an adjacent Guest Bath. Heading out to our favorite part of the home, the amazing pool area, you will pass through a converted porch space, that is perfect for a small home office, or area to relax before going outside. Outside, you will love the gorgeous Pavered Pool Area + Pebble Tech Pool with Spill-Over Spa and backyard that extends to a Private Wooded Area, providing a great space for outdoor activities and relaxation. Whether you're hosting a barbecue or simply enjoying a quiet evening, this screened in patio area is sure to be a favorite spot! The Gated Community of Bay Arbor is an excellent neighborhood known for its top-rated schools and located just minutes away from Shopping, Restaurants, Trails, County Parks & RE Olds Park. The location is unbeatable! Don’t miss the opportunity to make this beautiful House your new Home. Schedule a showing today and experience all that this home has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $294 | $294 | $294 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,244 | $3,416 | $4,352 |
Total Monthly Payment | $3,630 | $3,802 | $4,738 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.