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2504 LUNDY Road, Palatka, FL, 32177 | $425,000
Charming 3-Bedroom Home with Bonus Room on a Beautiful Wooded Lot - Prime Palatka Location!
Welcome to this stunning 3-bedroom, 3-bathroom home with a versatile bonus room, nestled on a gorgeous wooded lot that provides both shade and privacy. This two-story home offers a primary suite on the main floor, while two additional bedrooms and the spacious bonus room are upstairs—perfect for guests, a home office, or a playroom.
The kitchen features a breakfast bar and nook, perfect for casual meals, while the formal dining room offers an elegant space for hosting family and friends. The large family room is perfect for gatherings, offering ample space for relaxation and entertaining.
Outdoor living is a dream with the expansive screened-in back porch, perfect for enjoying the peaceful surroundings. The home also features a two-car attached garage plus a detached 20x20 one-car garage, providing ample space for storage, a workshop, or hobby space. With its long and wide driveway, there's plenty of room for parking and easy access.
Located in the heart of Palatka, this home is just minutes from the St. Johns River, offering endless opportunities for boating, fishing, and waterfront dining. Enjoy nearby Palatka Golf Club, a historic and scenic course for golf enthusiasts, or take a quick drive to downtown Palatka, where you'll find charming shops, local restaurants, and community events.
This home combines comfort, convenience, and a fantastic locationschedule your showing today! All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
Features
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Electric Dryer Hookup, Washer Hookup
- Year Built: 2003
- Garage: 3-car
- Heating: Central, Electric
- Cooling: Central Air, Electric
- Approx Sq. Feet: 2,502
- Acreage: 0.47
- Est. Taxes: $9,099
- Appliances: Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
- MLS#: 2070390
- Days on Market: 52 days
- Website: https://www.raveis.com
/prop/2070390/2504lundyroad_palatka_fl?source=qrflyer
Listing courtesy of DJ & Lindsey Real Estate
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2504 LUNDY Road, Palatka, FL, 32177
$425,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
| Monthly Tax Payment | $758 | $758 | $758 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,957 | $2,147 | $2,776 |
| Total Monthly Payment | $2,790 | $2,980 | $3,609 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388