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LOCATION, LOCATION! Conveniently located in the highly desirable and sought-after waterfront community of Pigeon Point, this adorable cottage has been renovated and is move-in ready! It offers an open floor plan, smooth ceilings, LVP flooring throughout (no carpet), updated kitchen with tiled backsplash and a deep sink and near new SS appliances. They are 3 bedrooms generous in size and 2. 5 updated bathrooms. Out back, a lovely spacious screened in porch which makes the outdoor Lowcountry living the perfect spot for coffee, cocktails or entertain your friends. Large private backyard almost fully fenced. Enjoy the Pigeon Point park steps away and its magnificent live oaks surrounding the playground. Short walk to the University of South Carolina's Performing Arts Center, and the historic district with the city's scenic waterfront park, fine restaurants, art galleries, shops and the downtown marina. Go for a bike ride, a walk/run on the Spanish Moss trail. Easy to show. This material is based upon information, which we consider reliable, but because it has been supplied by third parties, we cannot represent that it is accurate or complete, and it should not be relied upon as such.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,797 | $2,905 | $3,697 |
Total Monthly Payment | $3,141 | $3,249 | $4,041 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.