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BACK ON THE MARKET DUE TO NO FAULT OF SELLER. . . . . . . WATERFRONT, COVERED DOCK, DEEP WATER, ONE OWNER, NO HOA, QUICK ACCESS to I-85 and TONS OF UPDATES in this Beautiful 3 bedroom, 2 bath home with STUNNING LAKE VIEWS, and has WATER ON TWO SIDES of the home creating abundant shoreline and located on LAKE HARTWELL. Easy lake access from the house down the paved sidewalk to the dock. Enjoy fabulous lake views from the very large deck just off the family room, or from the equally large patio below the deck, which could easily be screened in. This home is MOVE-IN READY and has a cozy cottage feel. There is plenty of natural light that fills the grand, open living space with floor to ceiling windows that capture the beauty of the outdoors. Upon entering the home from the main entrance on the upper lakeside deck, you walk directly into the very large living room space, which is open to the spacious kitchen and dining room. The large living space is adorned by high vaulted ceilings and an abundance of windows. The kitchen is simply beautiful with a very large island, new appliances (2023), granite countertops, lots of storage space and beautiful cabinets. Down the hallway are two spacious bedrooms, and a very nice hall bath with double sinks and granite countertops. The laundry is conveniently located between the rooms at the end of the hall. One of the bedrooms on the main floor is extra large and has two closets, which could easily be a primary bedroom. The stairs just off the living room go to the secluded primary bedroom with walk-in closet and full bath. Also from the main living area, find easy access to the spacious Rec Room which gives ample space for a pool table and additional Den space. There are two utility closets on either end of the Rec Room and great for extra storage. Recently added Gutters and Downspouts have a transferable Lifetime Warranty. This fantastic lake house is conveniently located near I-85, Clemson, Portman Marina and Galley Restaurant, Anderson and 30 minutes from Greenville.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $536,000 | $536,000 | $536,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.750% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.894% | 6.936% | 6.006% |
Monthly Tax Payment | $164 | $164 | $164 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,257 | $3,476 | $4,451 |
Total Monthly Payment | $3,513 | $3,732 | $4,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.