2221 SWEDISH DRIVE, #11, Clearwater, FL, 33763 | $239,000

Need a ground floor unit in a 55+ community with exceptional amenities and activities? This two-bedroom, two-bathroom GROUND FLOOR condo has everything you need to move in and is priced so that you can update it to your personal taste. It has 1370 square feet of space and an approved washer/dryer hook-up. The kitchen area can double as a dining space or Florida room with a large window overlooking quiet green space, and a pocket door through to the primary bedroom. The primary bedroom is a private retreat within this home, offering ample space, ceiling fan, beautiful, updated en-suite bathroom and two closets. The second bedroom is also spacious, with a generous closet and ceiling fan. Your assigned parking is near the front door, ensuring convenience and peace of mind. The covered back patio provides a great space for enjoying your morning coffee or evening relaxation. Seller is even offering a $1, 000 credit for window repair.

OTOW offers the security and comfort of being situated on one of the highest points in Pinellas County, safe from any potential storm surge. The buildings are made of concrete, built to withstand hurricane winds, and the Milestone Study has been completed with no need for Phase II. Additionally, OTOW has a long history of careful budgeting, resulting in NO special assessments during its four-decade history.

The 55+ community offers a wealth of amenities, with two activity centers, two heated swimming pools, a fitness center, tennis and pickleball courts, walking paths, and two private golf courses with 9 and 18 holes, free exclusively for resident owners, and more. OTOW is a very pet-friendly community, with a fenced dog park available just a few blocks from your condo. There are also hobby studios, and a wood shop for the exclusive use of residents. Association activities include swimming, fitness classes, dancing, clubs, cards, billiards, entertainment, educational classes, tennis, pickleball, and much more. Close to beaches, transportation, shopping, entertainment, and dining. Whether you’re looking for a year-round residence or a seasonal retreat, this home has everything you need for an enjoyable and comfortable lifestyle.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Complex: ON TOP OF THE WORLD
  • Year Built: 1986
  • Common Charge: $470 Monthly
  • Approx Sq. Feet: 1,370
  • Est. Taxes: $534
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8339271
  • Days on Market: 53 days
  • Website: https://www.raveis.com
    /prop/TB8339271/2221swedishdrive_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/17/2025 11:32:09 PM)

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2221 SWEDISH DRIVE, #11, Clearwater, FL, 33763

$239,000

Avigail Gans

Sales Associate

William Raveis Real Estate

Phone: 339.223.4125

Avigail.Gans@Raveis.com

Kate Rockett

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $191,200 $191,200 $191,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.037% 6.152%
Monthly Tax Payment $45 $45 $45
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,193 $1,256 $1,601
Total Monthly Payment $1,312 $1,375 $1,720

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.