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Seller willing to CONTRIBUTE TO BUYER CLOSING COSTS!!! Location, location, location! Pristinely maintained single-level-living 1 mile from the St. Albans I89 Exit 20. Taxes/electric/physical location is Swanton, but mailing address is St. Albans and sits CLOSE to the town line, making it feel like St. Albans! This 2010 ranch boasts 3 large bedrooms, 2 baths, and an expansive partially-finished basement. Stepping inside from the attached 2 car garage, you’ll be welcomed by a warm pellet stove, stairs to the partially-finished basement, and a spacious dining room. Move through into the well-equipped kitchen with stainless appliances, a large gas range, and a center island. Several large windows brighten this space with natural light. Next you'll find a bright & spacious living room, where you can access the front porch or the back porch with an attached pool. Off the living room sits the primary bedroom with a full bathroom, with a whirlpool tub for maximum relaxation. There's plenty of space for all your clothes in the deep walk-in closet. Down the hall is two large bedrooms that both overlook the backyard and share a full bathroom. In the basement, you'll find a large partially-finished space for entertaining and two rooms perfect for a home office, playroom, or home gym. Additional storage space & stairs that lead you into the garage round out this space. Don't miss your opportunity to own this beautiful home!
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$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.000% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.176% | 6.298% |
Monthly Tax Payment | $440 | $440 | $440 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,422 | $2,549 | $3,234 |
Total Monthly Payment | $2,937 | $3,064 | $3,749 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.