23 Oyster Bay Place, Hilton Head Island, SC, South Carolina, property flyer

23 Oyster Bay Place, Hilton Head Island, SC, 29926 | $1,099,000

Tucked away on a quiet cul-de-sac street in the Oyster Reef area of HHP, this inviting 3br/2. 5ba home sits on a full-size lot & offers convenient single-story living. Inside you'll find custom moldings, vaulted ceilings & tons of natural light throughout. The eat-in kitchen is open to the family room, perfect for gatherings & entertaining. The Carolina room overlooks the 18th fairway of Oyster Reef Golf Club & is a perfect place to enjoy morning coffee or unwind at the end of the day. The oversized 2-car garage is complete w/a workshop providing extra space for storage/hobbies. Located in close proximity to schools, shopping, dining & more!

Features

Amenities: Beach Rights,Bocce Court,Beach Access,Marina,Garden Area,Picnic Area,Playground,Pickleball,Pool,RV/Boat Storage,Restaurant,Guard,Tennis Court(s),Trail(s)
Bedrooms: 3
Baths: 2 full / 1 half
Style: One Story
Development: Hilton Head Plantation
Year Built: 1991

Garage: 2-car
Heating: Central,Electric,Heat Pump
Cooling: Central Air,Electric,Heat Pump
Approx Sq. Feet: 3,120
Acreage: 0.39
Lot Desc: 1/4 to 1/2 Acre Lot

View: Golf Course
Pets Allowed: Yes
Appliances: Dryer,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Stove,Washer
MLS#: 450736
Website: https://www.raveis.com
/eprop/450736/23oysterbayplace_hiltonheadisland_sc?source=qrflyer

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Listing courtesy of COAST PROFESSIONALS Brokered by EXP Realty Phone: 843-310-4998

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
Offers you pre-approval in minutes!
Provides a guaranteed closing date that meets your needs
Has access to hundreds of loan programs, all at competitive rates
Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Yokadi MejiaInsurance Sales Director, William Raveis Insurance

561.335.7966

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Our Insurance Division:

Will Provide a home insurance quote within 24 hours
Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

23 Oyster Bay Place, Hilton Head Island, SC, 29926

$1,099,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

	5/6 (30 Yr) Adjustable Rate Jumbo*	30 Year Fixed-Rate Jumbo	15 Year Fixed-Rate Jumbo
Loan Amount	$879,200	$879,200	$879,200
Term	360 months	360 months	180 months
Initial Interest Rate**	6.125%	6.625%	6.375%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	6.861%	6.727%	6.560%
Monthly Tax Payment	N/A	N/A	N/A
H/O Insurance Payment	$125	$125	$125
Initial Principal & Interest Pmt	$5,342	$5,630	$7,598
Total Monthly Payment	$5,467	$5,755	$7,723

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.