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Presented by![]() Barbara Nana |
DEAL FELL FULLY AVAILABLE AS OF APRIL 7TH THIS LEGAL TWO FAMILY. HAS TWO EAT IN KITCHENS, THREE BEDROOMS UPPER PLUS ONE BEDROOM WITH SEPERATE OFFICE ON STREET LEVEL 3 FULL BATH HOME. THE UPPER LEVEL THREE BEDROOM 2 BATH WITH GLEAMING HARDWOOD FLOORS THROUGHOUT. FRONT BOW WINDOW WITH CHARMING WINDOW SEAT IN LARGE OPEN LIVING ROOM OVERLOOKS MOUNTAIN SCENERY. THE EAT IN KITCHEN W/RECESSED LIGHTS & STAINLESS STEEL APPLIANCES . A LARGE FORMAL DINING ROOM IS OPEN TO A THREE SEASON SUN ROOM WITH SKYLIGHTS, TWO CEILING FANS & RECESSED LIGHTS PRESENTLY USED AS A GREAT ROOM ADDS APROX 270 EXTRA SQUARE FOOTAGE TO THE ALREADY 2250 SQ FT BEAUTY. PLENTY OF SUNLIGHT FROM THE WALL OF WINDOWS. PERFECT LAYOUT AND SPACE FOR ENTERTAINING. ACCESS TO THE SPACIOUS PRIVATE BACK YARD FROM SIDE DECK TO THE PATIO PLUS A GREAT SPOT FOR A GARDEN. PRIMARY BEDROOM WITH EN SUITE BATH , TWO ADDITIONAL BEDROOMS & MAIN TILE HALL BATH. THE FIRST LEVEL ONE BEDROOM PLUS OFFICE APARTMENT HAS A PRIVATE ENTRANCE NICE SIZE LIVING ROOM AND AN OVERSIZED QUEEN SIZE BEDROOM ALL PARQUET FLOORS , EAT IN KITCHEN FULL TILE BATH PLUS OFFICE CAN EASILY BE A SECOND BEDROOM WITH ADDITIONAL ENTRANCE TO PATIO COMPLETE STREET LEVEL APARTMENT. LAUNDRY ROOM AND PATIO ACCESS FOR BOTH UPPER AND FIRST FLOOR APARTMENTS TO SHARE THE . ONE CAR GARAGE IS ATTACHED. PRIDE OF OWNERSHIP BY THE ORIGINAL OWNERS SHOWS IN THE MANY DETAILS OF THIS BEAUTIFUL HOME. PERFECT FOR INVESTMENT OR OWNER OCCUPIED TWO FAMILY, CLOSE PROXIMITY TO 287 MARIO CUOMO BRIDGE. THIS LOVELY HOME IS SUPER CLOSE TO LOCAL SHOPPING AND TRANSPORTATION. TAXES STATED ARE FULL TAXES WITHOUT STAR PROGRAM. TWO BUILT IN A/C UNITS INCLUDED. PROPERTY IS 3/4 FENCED IN FOR PRIVACY. WALK TO TOWN LOCATION.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$775,000
Sales Associate
William Raveis Real Estate
Phone: 203.605.5179
Barbara.Nana@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $1,323 | $1,323 | $1,323 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,569 | $3,970 | $5,149 |
Total Monthly Payment | $4,983 | $5,384 | $6,563 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.