|
Presented by
Medina Kovaci |
135-2 S Highland Avenue, #B4, Ossining, NY, 10562 | $225,000
Welcome to this beautiful, warm, and charming two-bedroom updated coop. This home has new carpet, wood floors, and sleek stainless steel appliances all in 2023. The primary bedroom is spacious and bright, with a large closet. The second bedroom is currently being used as a den/home office. The unit has plenty of windows filling the living space with plenty of natural sunlight. It is set back from the road and situated in a garden-setting courtyard. The apartment is on the first floor, just a few steps up from the front door, offering a private and quiet living experience. Enjoy swimming and sunbathing in the new pool. This coop is close to Metro North Station, shops, restaurants, schools, parks, hiking trails, highways, and the Ossining Riverfront. The unit has one assigned parking space; a second space is available, but there may be a short waiting list. Maintenance fee includes property and building maintenance, taxes, pool, heat, hot water, landscaping, & snow removal. The monthly maintenance fee does not include Basic Star Deduction of $1, 707 for 2025. Coop is wired for both Cablevision and Verizon Fios. .
Features
- Parking: 1-car, Assigned, On Street
- Heating: Hot Water, Oil
- Cooling: Wall/Window Unit(s)
- Levels: 2
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Laundry: Common Area
- Complex: Highland Terrace
- Year Built: 1962
- Approx Sq. Feet: 975
- Lot Desc: Near Public Transit, Near School, Near Shops
- Elem. School: Brookside
- Middle School: Anne M Dorner Middle School
- High School: Ossining High School
- School District: Ossining
- Pet Policy: No Restrictions, Number Limit
- Appliances: Dishwasher, Microwave, Refrigerator, Stainless Steel Appliance(s)
- MLS#: 821675
- Days on Market: 17 days
- Website: https://www.raveis.com
/prop/821675/1352shighlandavenue_ossining_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Medina KovaciSales Associate
203.273.1731
Medina.Kovaci@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 12303
203.913.1633
Jorge.Rivera@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
135-2 S Highland Avenue, #B4, Ossining, NY, 10562
$225,000
Medina Kovaci
Sales Associate
William Raveis Real Estate
Phone: 203.273.1731
Medina.Kovaci@raveis.com
Jorge L Rivera
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $180,000 | $180,000 | $180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,123 | $1,182 | $1,507 |
| Total Monthly Payment | $1,198 | $1,257 | $1,582 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535