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Welcome to this charming Colonial-style home nestled on a spacious 0. 38-acre lot, backing onto serene parkland in the desirable Kings Park School District. This home offers a perfect blend of comfort, functionality, and natural beauty. As you enter through the vestibule, you're greeted by an open floor plan that flows seamlessly throughout the main level. The L-shaped living and dining rooms create an ideal space for entertaining and everyday living, while the newly renovated kitchen offers modern updates and convenient access to the basement and side entrance leading to the driveway. Through the French doors, you'll find the versatile first-level ensuite primary bedroom, complete with its own wood-burning fireplace and two double-door closets. Whether used as a peaceful retreat or transformed into a spacious great room, this room is bathed in natural light thanks to skylights and a large picture window. The adjacent bathroom also includes washer/dryer hookups for added convenience. Upstairs, the second level offers three additional spacious bedrooms and a large, full bathroom. The lower level provides ample storage and utility space in the basement. The home boasts a newer roof and siding, both approximately 5 years old, ensuring peace of mind for years to come. The detached 12x18 frame garage adds additional storage space or room for your car. Conveniently located just 0. 2 miles from the Sunken Meadow Parkway and 0. 06 miles from the LIRR, commuting is a breeze. In addition to being near shopping and dining you’ll be just 1 mile from Sunken Meadow State Park, where you can enjoy hiking, golf, kayaking, and the beach, as well as being minutes away from local golf courses. Come see for yourself and fall in love with this delightful home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $626 | $626 | $626 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,745 | $2,890 | $3,683 |
Total Monthly Payment | $3,463 | $3,608 | $4,401 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.