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Presented by![]() Rose McWaid |
Under contract-accepting backup offers. This home at 130 81st Ave NE, St. Petersburg, is a blank slate ready for your vision. Previously flooded, it has been completely stripped down, offering the perfect opportunity for a full renovation or to start over and rebuild your dream home from scratch. Located in the desirable Rio Vista neighborhood, this property is surrounded by scenic waterways, parks, and a strong sense of community. Just minutes from Weedon Island Preserve, as well as downtown St. Pete, you'll enjoy easy access to vibrant dining, shopping, and entertainment, endless waterfront recreation. With nearby investments in infrastructure and flood mitigation, this is an excellent opportunity for investors, builders, or buyers looking for a project in a sought-after area. Priced accordingly—don't miss your chance to bring this home back to life!
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,900
Luxury Properties Specialist
William Raveis Real Estate
Phone: 860.573.0667
Rose.McWaid@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 7.025% | 6.026% |
Monthly Tax Payment | $302 | $302 | $302 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $972 | $1,051 | $1,328 |
Total Monthly Payment | $1,349 | $1,428 | $1,705 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.