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YOU HAVE JUST FOUND ABSOLUTELY THE MOST STUNNING UNIT IN HERITAGE LAKES!. Every room has been meticulously updated with high quality finishes making this a rare opportunity. If an active 55+ community is where you desire to live, be sure to put this one on the showing list and you’ll know why this unit is the overall best value. Nothing to do other than move in and enjoy. The gorgeous kitchen features stainless appliances (2023), stylish white soft-close cabinets (2024) that provide both elegance and function. Check out the custom camphor wood counter space into the cozy Florida room. The closet pantry allows for ample storage and an eat-in space for casual meals. Both bathrooms are updated with stunning granite countertops, providing a spa-like feel. No expense spared with newer hurricane windows and storm doors providing peace of mind, keeping you safe and secure. While the primary bathroom is draped in gorgeous custom porcelain tile in the low-rise step-in shower and dual sinks. The home features easy-care luxury vinyl plank flooring (2022) for beauty, low maintenance, and durability. This property includes 1 assigned carport space and storage shed. The community fees are extremely affordable with recreational activities and includes trash, lawn & shrub care, sprinkler system, lawn treatments, roof inspections, termite inspections and preventative treatments, roadways and sidewalks and 2 Spectrum cable packages including internet. The Heritage Lake community provides endless activities for making new friends. The community clubhouse has a craft room, card/game room, billiard room, library, exercise classes, Bingo, and more. Outside amenities include a heated pool and spa overlooking the community lake, shuffleboard court, bocce ball, tennis courts, and pickleball. Stop in the clubhouse when you visit the home and see it for yourself. Enjoy the convenience of the nearby shopping, dining restaurants, medical facilities, parks & beaches. Additionally, this location provides easy access to Tampa International Airport and the many activities happening in North Pinellas County, World Famous Sponge Docks, Innisbrook Golf Resort. This home is truly turn-key—don't miss your chance to enjoy a fantastic Florida lifestyle in a home that's ready for you to move right in! And there are no concerns regarding flooding as the community is not in a flood zone. Be sure to view all the photos.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,120 | $191,120 | $191,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $255 | $255 | $255 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,192 | $1,256 | $1,600 |
Total Monthly Payment | $1,522 | $1,586 | $1,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.