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POOL HOME on a HALF ACRE lot with no HOA. . . . . BRAND NEW FLOORING, BRAND NEW INTERIOR PAINT, and our WATER HEATER WAS REPLACED IN 2024. All kitchen appliances WILL stay, the Owner's Suite has a walk-in closet, a private bath, direct access to the back patio, and connects to the front office. This office does have a closet so it can function as a bedroom. There is a small dinette nook overlooking the pool patio. The 3rd bedroom connects to the garage which makes it for convenient for visitors or family staying. We have a half bath in the garage. . . . . if you like to do projects or work outside, this is handy. Split floor plan, plant shelves, vaulted ceilings, blinds, gutters, and IRRIGATION are all extras. In the garage, we have a GENERATOR OUTLET and we also have a 30-amp breaker for RV hook-up on the side of the home. There is an extra gravel parking pad and a LOOONG concrete driveway. The home and driveway were just professionally pressure-washed. . . . . the landscaping is superb, boasting beauty and appeal. Our POOL IS SCREENED-IN, boasts water features, is surrounded by a patio with a portion that is covered, and an outside shower is a favorable attribute. Having NO HOA gives you the ability to park your boat, camper, or work trailer on your lot. This neighborhood has unique, custom homes with true Florida landscape. . . . . . . mature trees, no thru-traffic, and evening walks are enjoyed. The proximity to Lake Nona is GREAT, within 11 miles. . . . . . VA hospital & medical, restaurants, shopping, amenities, and more!! OIA can be reached within 16+ miles. Several lakes in St. Cloud make boating a fantastic time, we have a quaint downtown full of shops & eateries, our East Coast Beaches are within 49+ miles, the famous attractions can be reached within 33+ miles, and our local family-run Mick Farms provides fresh produce along with "u-pick" days. POOL homes on LARGE lots are rare. . . . . . do not delay on scheduling your private showing.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $192 | $192 | $192 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,523 | $2,622 | $3,342 |
Total Monthly Payment | $2,790 | $2,889 | $3,609 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.