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Amazing opportunity in Clearwater Florida!
This home is located on an oversized lot, almost half an acre of land (0. 41 acres) and has a front view on the Clearwater Country Club, Golf course.
There are two separate homes, a 1780 square feet charming cottage with 4 bedrooms and 2 bathrooms and a separate in-law apartment, guests house with a car garage, a storage room and a carport attached to it, with 420 square feet of living area, 200 square feet of Garage, 170 square feet of storage room that could be easily added to the guest home, 240 square feet of carport.
The main 1780 sq ft home boasts a primary bedroom with an en-suite remodeled bath and two more bedrooms + another remodeled full guest bath on the same side of the house, while a large bedroom is on the opposite side with a separate entry door, that could work as a home office. The large kitchen has been partially remodeled, featuring a newer quartz countertop, white cabinets, newer appliances and it flows in to the dining room that then opens up into the large living room that centers onto the fireplace. The large covered Florida screened room overlooks the large back garden.
When you enter the guest house, in-law apartment, you will be pleasantly surprised by the front ample covered porch, the large remodeled kitchen that functions as a small dining living room as well and by the large extra room, and then one remodeled bath + large walk in closet off the kitchen. Both the houses are tiled throughout.
One of the best features of this home is the oversized expensive concrete parking pads and driveway that goes well into the side and back of the house, so you can park all of your toys.
This home is located about 2 miles from downtown Clearwater, 3. 2 miles from downtown Dunedin, and 5. 2 miles from Clearwater Beach.
Centrally located, you will be able to live in it while you rent the in law apartment and cover part of your mortgage, or just enjoy your HOA free life. This home is not in a flood area, it is in a X zone, high and dry part of Pinellas County.
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Our Executive Mortgage Banker:
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$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $123 | $123 | $123 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,243 | $3,369 | $4,287 |
Total Monthly Payment | $3,457 | $3,583 | $4,501 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.