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Presented by![]() Kate Carpluk |
Welcome to Sunset Palms, one of Pinellas County’s best-kept secrets for affordable, resort-style living! This move-in-ready, fully furnished 2-bedroom, 2-bathroom home features an updated kitchen with stainless steel appliances, an open and bright floor plan, and stylish laminate flooring throughout. Both bathrooms have been nicely updated, with the primary ensuite featuring a walk-in shower, while the secondary bath offers a convenient shower/tub combo. The spacious primary suite also includes two closets for ample storage. Best of all, this home has no hurricane or flood damage, providing peace of mind.
A screened lanai provides the perfect spot to relax and leads to a large utility room and storage area housing the washer and dryer, thoughtfully designed with ample space and built-in shelves for organization.
The $55, 000 share value is included in the purchase price, making this an excellent opportunity to own in this highly sought-after 55+ community. Sunset Palms allows seasonal rentals (no annual rentals) and offers an incredibly low monthly fee of just $183. 05, which covers water, sewer, trash, and access to fantastic amenities including a heated pool and spa, a fitness center, a clubhouse with fully funded escrows, a library, billiards, shuffleboard courts, a small scenic lake, a laundry facility, and even a private gated entrance to Super Walmart for added convenience.
Located just minutes from the Gulf beaches, top dining, shopping, airports, I-275, and more, this home is the perfect combination of comfort, affordability, and convenience. Don’t miss out on this rare opportunity—schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$153,900
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 631.838.7608
Kate.Carpluk@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $123,120 | $123,120 | $123,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | $132 | $132 | $132 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $799 | $809 | $1,031 |
Total Monthly Payment | $1,006 | $1,016 | $1,238 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.