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Waterfront Paradise with frequenting manatees in the spring to your own private lagoon! Enjoy stunning water views with easy navigable access right from your backyard. Perfect for boating enthusiasts, this home features a convenient kayak launch and dock, making water activities a breeze. No HOA fees here! Experience freedom and flexibility without the burden of Homeowners Associations. Spacious Outdoor Living! A large, fenced yard provides a picture-perfect setting for relaxation and entertainment. The brand new, multi-level wooden deck off the back of the home offers ample storage underneath and is ideal for gatherings while overlooking the water. Located just seconds away from the beautiful Cedar River, this property offers an unparalleled lifestyle of convenience for all your water activities. There is plenty of parking with all the paver driveway space available in additional to covered parking. This home boasts 3 bedrooms and 2 full baths, providing comfortable living for your whole family, in addition to the basement that offers ample space with a half bath and both interior and exterior access, perfect for a home office, gym, or recreation area. Two extensions have transformed the back of the house into a sunlit paradise with Florida rooms that are both heated and cooled, maximizing views of the outdoor scenery. The kitchen has new stainless-steel appliances and a deep single bowl sink. There is also beautiful original wood flooring throughout the home. Rest easy knowing this property is not located in a flood zone, ensuring peace of mind and reduced insurance costs. This waterfront haven combines peace and tranquility in the perfect location, offering a dream lifestyle for water lovers and families alike. Don't miss out on this unique opportunity to own a slice of paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $547 | $547 | $547 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,781 | $2,890 | $3,683 |
Total Monthly Payment | $3,420 | $3,529 | $4,322 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.