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923 Locust STREET, New Smyrna Beach, FL, 32169 | $1,075,000
Beachside home with a versatile layout including 3 bedrooms, 3 baths in all. Located just a block from the ocean on central beach, it’s offered furnished, with just a few exceptions. The main level features living room, dining room and large galley style kitchen along with 2 bedrooms and 2 baths. The private master suite and family room are upstairs affording considerable privacy from guests below and an easy way to close off your private space if you are renting your home for the winter or summer rental season or are looking for a roommate to help pay your mortgage or just looking to share a beach house with a group. Even the garages are separated, should you want to offer one to a winter tenant while storing your golf cart and beach toys for your summer use. There’s a large covered balcony on the second level and another balcony on the top level above the roof where you can check the surf, watch the launch or fireworks or just enjoy some sun and solitude and feel the breeze. Lots of windows with plantation shutters. Pocket door separates the guest bedrooms if needed. Tile, wood and laminate flooring throughout. All windows and glass doors are impact rated. Concrete construction on the first level, metal roof, new water heater, 16kw whole house generator. The second garage and the second floor were added in 2000. There’s a retractable awing on the first floor deck. The yard is about as close to low maintenance as you can find in a single-family home. This ideal location is just 11 short blocks to Flagler Avenue or 3 blocks to Publix.
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 3 full
- Lot Size: 46 x 120
- Laundry: Inside
- Year Built: 1981
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,806
- Acreage: 0.13
- Lot Size: 46 x 120
- Est. Taxes: $1,839
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: NS1083844
- Days on Market: 1 day
- Website: https://www.raveis.com
/eprop/NS1083844/923locuststreet_newsmyrnabeach_fl?source=qrflyer
Listing courtesy of MAGNOLIA PROPERTIES Phone: 386-423-9300
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
923 Locust STREET, New Smyrna Beach, FL, 32169
$1,075,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $860,000 | $860,000 | $860,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.500% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.811% | 6.613% | 6.435% |
| Monthly Tax Payment | $153 | $153 | $153 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,156 | $5,436 | $7,374 |
| Total Monthly Payment | $5,434 | $5,714 | $7,652 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388