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** Seller offering $15, 000 towards buyer closing costs, pre-paids and interest rate buy-down.
Charming Home in Desirable Beacon Lake Neighborhood! Welcome to this stunning and modern 4-bedroom, 2. 5-bathroom home located in the highly sought-after Beacon Lake community in beautiful St. Augustine, FL. Built in 2022, this nearly new home offers the perfect combination of elegance and functionality.
Step inside to an inviting open-concept floorplan that creates a seamless flow between the spacious living areas, ideal for both entertaining and everyday living. The gourmet kitchen is a chef's dream, featuring natural gas cooking, sleek stainless steel appliances, white 42'' cabinets, and luxurious quartz countertops. With tile floors throughout, the home exudes a clean, contemporary aesthetic. The peaceful fenced backyard backs onto a serene conservation preserve, providing a private and tranquil setting to unwind and enjoy the natural beauty surrounding the property.
In addition to this exceptional home, the Beacon Lake community offers a wide range of resort-style amenities. Enjoy the amazing splash pool, a junior-sized Olympic swimming pool, a fitness center, tennis courts, pickleball, and a kayak launch for water enthusiasts. Plus, you're just a 15-minute drive from the beautiful beaches of the Atlantic Coast, perfect for relaxing, exploring, and enjoying Florida's coastal lifestyle.
This beautiful home is also located within the A-rated St. Johns County School District, making it an excellent choice for families. The 2-car garage, with an epoxy-coated floor, provides ample storage and ease of access.
Don't miss out on the opportunity to make this stunning home yours and experience the best of Beacon Lake living! Schedule a showing today and discover all the amazing amenities and features this home and community have to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $456 | $456 | $456 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,620 | $2,759 | $3,488 |
Total Monthly Payment | $3,168 | $3,307 | $4,036 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.