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Charming Cape style home, bright & inviting, on a level fenced corner lot. Open concept living room and dining room, with hardwood flooring, ceiling beams, Jotul woodstove, chair rails & newer windows on 3 sides. Sweet galley kitchen, with a large window over the double SS sink. The den on the 1st FLR could serve as a future BDR if desired. 1st FLR half bath with wood paneling. Full rear dormer on the 2nd floor with 3 BDRS & a full bath. Good closets in all of the BDRS. Primary BDR with 5x5 dressing area. Lower level has a large 20x12 recreation room. The rec room has pine paneled walls and a wall of closets with louvered doors. Former owner was an artist, and painted the charming folkloric mural in the 2nd floor stairway. The 15x8 breezeway or porch attaches to the garage. The garage has been extended in the rear to provide a woodshed & storage area for garden tools. A completely new cement basement was added in 2013. The sewer line was replaced in 2022. Replacement Harvey windows in 90% of the home in 2019. Vinyl fencing installed in 2017. New boiler in 2017. The Seller Disclosure has a list of many of the improvements. This is a very attractive home in a good West Keene neighborhood. Near by are walking trails, the rail trail, and you are just minutes away from conveniences.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $590 | $590 | $590 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,561 | $1,737 | $2,252 |
Total Monthly Payment | $2,226 | $2,402 | $2,917 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.