4323 TROTTERS WAY, Lakeland, FL, 33801 | $395,000

USDA Financing Available! This home hits the TRIFECTA: Home, Setting, and Location! HOME: This lightly lived-in 3, 000 SF home offers all the space you want without any of the extras you don't need! This home features 5 BEDROOMS, LOFT and FLEX space PLUS a spacious family room and kitchen! The kitchen is IDEAL--perfect for meal prep, gathering, and dining with ample white staggered cabinetry, granite counters, a kitchen island with breakfast bar, single basin stainless sink, brushed steel cabinet knobs/pulls and a large walk-in pantry! The PRIMARY suite on the first floor is an impressive 20'x15' retreat with an en-suite featuring: dual sinks, granite counters, cabinetry with doors and drawers, an oversized shower with white subway tile surround, a linen closet, a private toilet area and a walk-in closet. The FOUR additional bedrooms on the second level are generously sized with the additional LOFT space for a sitting/play/office area! SETTING: North-facing with gorgeous water and conservation views to the south, all within walking distance of the community dog area and pool. Step outside of the sliding door & relax outdoors under the covered gazebo to soak in the beauty of Florida's water, birdlife, landscaping and southern sunshine. Other highlights include NEUTRAL colors, TILE in the main living areas, LED lighting, double-paned windows, a separate LAUNDRY ROOM, Wi-Fi Capable Garage Opener, Dual-Zone HVAC and 2" faux wood blinds throughout. Washer, dryer, and all appliances are included! Built in 2023, this Energy-Efficient Home offers low-cost utilities and low cost homeowner's insurance and it's NOT in a Flood Zone. LOCATION: Outdoor lovers will relish nearby Tenoroc for biking, walking, hiking, shooting, horseback riding, paddling, bass fishing, or simply watching wildlife. Plus, HOME is just 1 Mile from the High School and centrally located for easy access to Tampa, Lakeland, Auburndale (with amazing boating options), Winter Haven, and Legoland.

Features

  • Amenities: Pool
  • Rooms: 11
  • Bedrooms: 5
  • Baths: 2 full / 1 half
  • Lot Size: 55 x 115
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 2023
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric, Zoned
  • Cooling: Central Air
  • Approx Sq. Feet: 3,005
  • Acreage: 0.15
  • Lot Size: 55 x 115
  • Est. Taxes: $7,011
  • HOA Fee: $174 Annually
  • Lot Desc: Landscaped, Sidewalk
  • View: Pool, Trees/Woods, Water
  • Elem. School: Lena Vista Elem
  • High School: Tenoroc Senior
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8348959
  • Days on Market: 59 days
  • Website: https://www.raveis.com
    /prop/TB8348959/4323trottersway_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/16/2025 4:09:00 PM)
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES   Phone: 813-658-2121

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4323 TROTTERS WAY, Lakeland, FL, 33801

$395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.152%
Monthly Tax Payment $584 $584 $584
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,997 $2,076 $2,645
Total Monthly Payment $2,656 $2,735 $3,304

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.