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USDA Financing Available! This home hits the TRIFECTA: Home, Setting, and Location! HOME: This lightly lived-in 3, 000 SF home offers all the space you want without any of the extras you don't need! This home features 5 BEDROOMS, LOFT and FLEX space PLUS a spacious family room and kitchen! The kitchen is IDEAL--perfect for meal prep, gathering, and dining with ample white staggered cabinetry, granite counters, a kitchen island with breakfast bar, single basin stainless sink, brushed steel cabinet knobs/pulls and a large walk-in pantry! The PRIMARY suite on the first floor is an impressive 20'x15' retreat with an en-suite featuring: dual sinks, granite counters, cabinetry with doors and drawers, an oversized shower with white subway tile surround, a linen closet, a private toilet area and a walk-in closet. The FOUR additional bedrooms on the second level are generously sized with the additional LOFT space for a sitting/play/office area! SETTING: North-facing with gorgeous water and conservation views to the south, all within walking distance of the community dog area and pool. Step outside of the sliding door & relax outdoors under the covered gazebo to soak in the beauty of Florida's water, birdlife, landscaping and southern sunshine. Other highlights include NEUTRAL colors, TILE in the main living areas, LED lighting, double-paned windows, a separate LAUNDRY ROOM, Wi-Fi Capable Garage Opener, Dual-Zone HVAC and 2" faux wood blinds throughout. Washer, dryer, and all appliances are included! Built in 2023, this Energy-Efficient Home offers low-cost utilities and low cost homeowner's insurance and it's NOT in a Flood Zone. LOCATION: Outdoor lovers will relish nearby Tenoroc for biking, walking, hiking, shooting, horseback riding, paddling, bass fishing, or simply watching wildlife. Plus, HOME is just 1 Mile from the High School and centrally located for easy access to Tampa, Lakeland, Auburndale (with amazing boating options), Winter Haven, and Legoland.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $584 | $584 | $584 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,997 | $2,076 | $2,645 |
Total Monthly Payment | $2,656 | $2,735 | $3,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.