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Welcome to 23 Knotty Pine Ct. in Ridge Water! This beautiful two-story home sits on over half an acre in the gated Ridge Water community and has everything you’re looking for! With five bedrooms, 3. 5 bathrooms, and plenty of space to spread out, this home is perfect for both everyday living and entertaining. Inside, you’ll find an open floor plan with tons of natural light. The great room is the heart of the home, featuring built-in shelving and a gorgeous stone fireplace that makes a statement. The kitchen is set up for cooking and hosting, with a spacious island for gathering and a walk-in pantry that provides plenty of storage. The main-level owner's suite is a dream, with a private sitting area that could be a cozy reading nook, home office, or whatever fits your needs. The en-suite bath has a large vanity with dual sinks, a soaking tub, and a separate shower for a spa-like feel. Upstairs, there are four more spacious bedrooms (two with walk-in closets), plus a huge media/game room that’s already plumbed if you want to add a wet bar. This beautiful home was built with energy efficiency in mind. Check out the spray foam insulation in the attic, designed to keep your electric bills low while maintaining year-round comfort. The large, private backyard sits on a cul-de-sac lot, giving you extra space and privacy. And living in Ridge Water means you get access to great amenities, including a pool, cabana area, and a 91-acre lake perfect for kayaking, fishing, or just relaxing at the community dock. This home offers the best of both worlds—tucked away in a quiet, gated neighborhood but still just 10 minutes from Fountain Inn, Simpsonville, and plenty of shopping and dining. Don’t miss out—schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,369 | $3,547 | $4,520 |
Total Monthly Payment | $3,644 | $3,822 | $4,795 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.