120 BEACH STREET, Ponce Inlet, FL, 32127 | $1,325,000

Welcome to 120 Beach St in the beautiful town of Ponce Inlet. Standing on almost an acre of land, this magnificent residence is one you'll be proud to call your own! Set well back from the street, a large circular drive bordered by majestic mature live oak trees leads to this captivating two-story haven with a BRAND NEW ROOF and sky-lights!

Through the striking glass-inlaid entry, discover a sunlit foyer showcasing an array of high-end finishes, fine craftsmanship, and exquisite attention to detail. A stunning chandelier suspended under soaring cathedral ceilings casts a vibrant glow over the living room, setting a lively mood as you entertain guests.
Beautiful hardwood flooring continues across to the entire home, complementing the elegant wainscoting that lends a sophisticated atmosphere for both intimate and large-scale festivities. Inspiring garden views soothe the eyes as you work culinary magic in the bright kitchen, where a host of appliances, abundant cabinetry, gleaming countertops, and a butcher-block prep island make whipping up meals a breeze. After a hearty feast, serve cool refreshments from the wet bar's wine fridge and share nightcaps, games, and conversation around the family area's inviting wood-burning fireplace.

Five comfortable private bedrooms offer a restful escape as you end the day, all graced with ample closets to keep you organized. Two are conveniently located on the main level along with two refreshing baths, and are ideal for overnight company. Upstairs, three more await. Your generously proportioned primary suite is a haven all its own, featuring a ceiling fan, a window-side alcove, a walk-in closet with custom organizers, and a spa-like ensuite with dual vanities and a rejuvenating soaking tub. Skylights lavishly spill sunlight across the upper-level loft, offering plenty of space for a recreational area or even a gym. In addition, a versatile bonus room can be utilized as a playroom, creative studio, or personal home office.

An oasis-inspired backyard beckons you to move outside and immerse yourself in the boundless natural beauty. The fully geared outdoor kitchen casita will make cooking dinners a fun social affair. Sip morning coffee or hold memorable al fresco celebrations on the covered deck surrounded by lush greenery or take a relaxing dip in the pristine pool and spa enhanced by a waterfall feature and enclosed by floor-to-ceiling screens for easy maintenance. Other notable inclusions are the inside laundry area, attached 2-car garage, and plenty of driveway parking. Set within walking distance of fine restaurants, marinas, the Ponce Inlet Light House and Museum, Marine Science Center, and a myriad of nature walking trails. Ready for the semitropical lifestyle most people only dream of? Come take advantage of this incredible opportunity while the offer still stands!

Features

  • Rooms: 4
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Bungalow, Traditional
  • Year Built: 1973
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level, Guest, RV Parking
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 4,328
  • Acreage: 0.7
  • Est. Taxes: $6,567
  • Lot Desc: Conservation Area, Oversized Lot, Private
  • View: Garden, Pool, Trees/Woods
  • Elem. School: R.J. Longstreet Elem
  • Middle School: Silver Sands Middle
  • High School: Spruce Creek High School
  • Pool: Gunite, In Ground, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Bar Fridge, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • MLS#: V4940825
  • Days on Market: 55 days
  • Website: https://www.raveis.com
    /eprop/V4940825/120beachstreet_ponceinlet_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/25/2025 4:47:10 PM)
Listing courtesy of OCEANS LUXURY REALTY FULL SVC   Phone: 386-236-3700

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

120 BEACH STREET, Ponce Inlet, FL, 32127

$1,325,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,060,000 $1,060,000 $1,060,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.727% 6.560%
Monthly Tax Payment $547 $547 $547
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,441 $6,787 $9,161
Total Monthly Payment $7,113 $7,459 $9,833

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.