3314 Fernleaf DRIVE, Hernando Beach, FL, 34607 | $179,900

Waterfront Corner Lot in Hernando Beach!

This 82' x 100' corner lot in the indirect Gulf access section of Hernando Beach is the perfect setting for your Gulf Coast fishing home! With a concrete seawall and a fixed dock already in place, you’ll be ready to enjoy life on the water.

Located in a no-HOA community, this lot offers flexibility and freedom—use your future home as a short-term rental for income potential or simply enjoy the perks of coastal living with no deed restrictions! Store your boat, trailer, or commercial vehicle on-site and build up to 8-foot privacy fences, following county codes instead of HOA rules.

Boating Info: Indirect Gulf Access – To reach the Gulf, boats must go over a seawall boat lift and then pass under a fixed bridge at street level. Freshwater canal system – Water levels fluctuate with seasonal rainfall, not the tides.

Discover Hernando Beach – A Hidden Gulf Coast Gem - Tucked away along the Gulf of Mexico, Hernando Beach is a tranquil coastal hamlet with a vibrant boating and fishing community. Here, you'll find waterfront tiki bars, marinas, seafood markets, and fine dining, all adding to the area's unique charm. Unlike its name suggests, Hernando Beach doesn’t have a traditional sandy shoreline, but it more than makes up for it with unparalleled water access and a laid-back coastal vibe.

For anglers, Hernando Beach is a world-class fishing destination with inshore fishing for redfish, snook, and tarpon, plus offshore opportunities for grouper and snapper. The Weeki Wachee River, just 5 minutes away, offers a refreshing escape with swimming, paddleboarding, and kayaking in crystal-clear 74-degree spring water.

Convenient Location - Despite its secluded feel, Hernando Beach is less than 10 minutes from US-19, offering easy access to shopping, dining, hospitals, and entertainment. Tampa International Airport is just an hour away, and Disney is only 90 minutes from your doorstep!

Build your dream home in Hernando Beach, where the Gulf Coast lifestyle meets the convenience of modern living. Call today to learn more!

Features

  • Lot Size: 82 x 100
  • Lot Desc: Cleared
  • View: Water
  • MLS#: W7872305
  • Days on Market: 78 days
  • Website: https://www.raveis.com
    /prop/W7872305/3314fernleafdrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/28/2025 1:28:19 AM)
Listing courtesy of GULF COAST FISHING HOMES RLTY   Phone: 813-394-4356

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3314 Fernleaf DRIVE, Hernando Beach, FL, 34607

$179,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $143,920 $143,920 $143,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $910 $945 $1,205
Total Monthly Payment $985 $1,020 $1,280

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.