8981 SW SW 209TH CIRCLE, Dunnellon, FL, 34431 | $399,000

This exceptional tri-level home is a rare find in the highly desirable Rainbow Springs Woodlands community. Situated on a sprawling one-acre lot, this home offers exclusive access to a private residence park on the breathtaking Rainbow River. Recently renovated, the home features a brand-new roof installed in 2024, helping to reduce homeowners insurance costs. The unique floor plan includes a spacious first-floor primary suite, complete with an ensuite bathroom and a generous walk-in closet. The luxurious ensuite boasts elegant porcelain tile, a Bluetooth lighting system, a soothing heated jacuzzi tub, a spacious shower, and a private water closet. The second (main) floor is the heart of the home—a perfect space for gathering with family and friends. Thoughtfully renovated with a modern and bright aesthetic, this level features sleek new cabinets, stainless steel appliances, a spacious pantry, luxury vinyl plank flooring, and updated ceiling fans. Sliding glass doors lead to a large covered porch, extending your living and entertaining space outdoors. Whether you're hosting guests or enjoying a quiet evening, this inviting area is ideal for relaxing, watching the amazing wildlife and cooking up your best BBQ. Ascending to the third level, you'll find a junior primary suite featuring a spacious walk-in closet and a private ensuite bathroom. This floor also includes two additional bedrooms and a full bath, providing ample space for family or guests. All bedrooms have been updated with luxurious vinyl plank flooring, while the bathrooms are beautifully finished with elegant tile, adding a touch of sophistication and durability. Stepping out the front door, you'll be welcomed by a spacious covered porch, perfect for enjoying the serene surroundings in your rocking chair. The expansive yard is adorned with mature trees, including a fruitful orange tree, adding charm and natural beauty to the property. For your four-legged family members, the backyard is equipped with an electric dog fence, providing a safe and secure space for them to roam freely. Additionally, Rainbow Springs residents enjoy the community swimming pool, clubhouse, bocce ball, pickle ball, tennis, basketball, driving range, restaurant, disc golf and access to the 3 acre resident only river park which is just a 1500 foot peaceful kayak or canoe paddle from the first magnitude Rainbow River State Park head spring. This exclusive community river park has 2 large pavilions, BBQ grills, picnic table, two bathrooms, outdoor shower private swimming area and kayak launch. This ideal location places you at the doorstep of small town living at its finest in addition to being close to Ocala and Gainesville for hospitals, restaurants and shopping. Don't miss this extraordinary home, book a showing today!

Features

  • Amenities: Basketball Court, Fitness Center, Pickleball Court(s), Pool, Shuffleboard Court, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 150 x 293
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1974
  • Garage: 2-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,872
  • Acreage: 1
  • Lot Size: 150 x 293
  • Est. Taxes: $3,411
  • HOA Fee: $243 Annually
  • Lot Desc: In County, Sloped
  • Elem. School: Dunnellon Elementary School
  • Middle School: Dunnellon Middle School
  • High School: Dunnellon High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Freezer, Ice Maker, Microwave, Range, Refrigerator
  • MLS#: OM694777
  • Days on Market: 55 days
  • Website: https://www.raveis.com
    /prop/OM694777/8981swsw209thcircle_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/6/2025 12:07:08 PM)
Listing courtesy of RAINBOW SPRINGS REALTY GROUP   Phone: 352-489-6595

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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8981 SW SW 209TH CIRCLE, Dunnellon, FL, 34431

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.490% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.695% 6.649% 5.764%
Monthly Tax Payment $284 $284 $284
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,838 $2,015 $2,606
Total Monthly Payment $2,197 $2,374 $2,965

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.