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Under contract-accepting backup offers. This quaint 3 bedroom 2 bathroom home is located in the highly sought-after Lake Fantasia Community which features a 50 acre lake with a clubhouse, basketball courts, pool tables, pool, boat ramp and gym which all over see the beautiful lake! The community hosts a lot of family friendly activities and events all for a low HOA fee their is no CDD fees and no flood zone. When you enter this newly painted home you are welcomed by the open living room which shows a nice split floor plan with the two secondary rooms and updated secondary bathroom on the left and master bedroom suite on the right between the living room and kitchen. To the right of entering the home you are welcomed in the large kitchen with an eat in space and a laundry area in the back with the door to the back deck to the fully fenced in backyard. The possibilities to make this the way you want to is endless. There is an option to use the FHA 203K Renovation Loan with. This loan will help you finance the purchase along the cost of renovations in one loan in which you then can update what you desire to make this home your own. NEW A/C (2023), Roof (2019), Water Heater (2020) Hurry to schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$233,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $186,400 | $186,400 | $186,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $105 | $105 | $105 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,163 | $1,225 | $1,560 |
Total Monthly Payment | $1,343 | $1,405 | $1,740 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.